Request funds, make payments, adjust payment dates, control your account with your phone. Just call 701-566-8821
Manage your account with a phone call.
We only offer 30 Day loans !
All loans are ordered via telephone. Their is a one time phone call set up and then you will need to text us supporting documents with your phone, such as your photo identification, proof of income, bank statement, voided check and mailing address.
Loan request made be 4 PM Central time will be funded at midnight.
What is the most I can borrow ?
As we want these loans to be a convenience and easily paid off, the most we will lend is 25% of your monthly take home income.
How do I receive my funds ?
All funds are electronically transferred to your bank account.
When will I receive my funds.
All funds are transmitted at midnight and will be in your account the morning of the next banking day. * Please note that smaller banks often do not credit electronic fund transfers over the weekend, and no fund transfers can be made on Federal Holidays.
Terms and conditions.
What is required to do a loan ?
- North Dakota Residency.
- Minimum Monthly Income of $1,000.00
- Certification that you are not active military or covered by the military lending act.
What is the most I can borrow ?
As we want these loans to be a convenience and easily paid off, the most we will lend is 25% of your monthly take home income up to $500.00. *Based on qualifications.
Loan Period
All loans are for 30 days and all funds are due on maturity or one renewal may be requested prier to maturity date.
Renewals
A loan can be renewed one time only by paying the Finance Charge for an additional 30 days. At that time all funds are due. No loan can exceed 60 days total. After maturity, their is a three business day waiting period before a new loan may be done.
How do I pay my loan or renewal fee?
All funds are electronically transferred from your bank account when due.
New loan waiting period.
There is a three business day waiting period before you can do a new loan once a loan is paid off in full.
Amounts and cost.
All loans are in even one hundred dollar increments from $100 to $500. and are for 30 days.
- A $100 Loan Fee is 20% plus $0.50 for a total charge of $20.50
- A $200 Loan Fee is 20% plus $0.50 for a total charge of $40.50
- A $300 Loan Fee is 16% plus $0.50 for a total charge of $48.50
- A $400 Loan Fee is 16% plus $0.50 for a total charge of $64.50
- A $500 Loan Fee is 16% Plus $0.50 for a total charge of $80.50
How to apply for a loan.
To apply call 701-566-8821 select option 2 to set up an account (24 hours a day), or press 3 to talk to a representative. (During normal business hours.) Open Monday-Friday 11 AM -6 PM. Closed on all Federal Holidays.